Voici mes revenus passifs de février 2021. J’ai reçu un total de 446,70$ dans mes différents comptes provenant de 8 actions & 3 FNB. Cela constitue une augmentation de 356,37% en comparaison avec février 2020 & une diminution de 5$ par rapport au dernier trimestre de novembre.
Dividendes en février $🇨🇦
REER: 176,65$ 💰
CELI: 190,85$ 💰
Non-enregistré: 79,20$ 💰
Augmentation de 356,37% 📈 vs février 2020
Total des dividendes reçus depuis janvier: 1450,38$ 💵
Cible 🎯 de 7 000$ en dividendes pour l’année 2021 | Objectif 20,71% atteint ✔️
Les mois de février, mai, août et novembre ont toujours été plus bas que la moyenne en terme de dividendes. Il n’y a pas beaucoup de compagnies qui versent des dividendes ces mois-ci.
REER
| Actions | Dividendes reçus |
| AbbVie (ABBV) | 51,74$ |
| AT&T (T) | 51,76$ |
| Banque TD (TD) | 41,87$ |
| CVS Health (CVS) | 12,60$ |
| Procter & Gamble (PG) | 18,68$ |
| Total | 176,65$ |
CELI
| Actions | Dividendes reçus |
| Banque Royale (RY) | 84,24$ |
| Northland Power (NPI) | 13,50$ |
| FNB iShares Core MSCI Canadian Quality Dividend Index (XDIV) | 50,09$ |
| FNB BMO équipondéré de FPI (ZRE) | 43,02$ |
| Total | 190,85$ |
Non-enregistré
| Actions | Dividendes reçus |
| Emera (EMA) | 29,96$ |
| FNB Invesco Canadian Dividend Index (PDC) | 23,41$ |
| FNB iShares Core MSCI Canadian Quality Dividend Index (XDIV) | 25,83$ |
| Total | 79,20$ |
402 vues
Hey!
I just stumbled across your blog – loving the content so far!
Why did you opt for high-dividend ETFs in your unregistered portfolio? Would it not be better to focus on high growth ETFs or stocks in your non-registered accounts in your income-earning years? Otherwise, your stuck paying taxes on your dividend income while your income is already high.
Looking forward to your response!
Thank you so much for stopping by and commenting Dollar Ballers! 😃💲📈🙏 I decided to invest within dividend ETFs (2) + 9 individuals stocks into my unregistered account to simply collect dividends for passive income, since I already maxed out my RRSP + TFSA. « Dividends are less taxed, than capital gain + interest » . On the top, in a few years, I would love to be able to live with this money coming from my dividends from my stocks/ETFs from this account, than withdrawing the money from TFSA and my RRSP. I never withoudraw the dividends and always reinvested them since 2016. You got a point, I’m thinking to start a position into HXS (S&P500 / no dividends distribution = 0$ taxed) ETF for growth within my unregistered account. Like this, I will have a mix of dividends (passive income) + growth ! 📈🙌💰
Thanks for the response.
I was looking at Horizons products for my spouse’s non-registered account to avoid a taxable event with respect to dividends. I believe a recent federal budget closed that tax loophole, but I didn’t really follow-up on it.
I did find the following post from Horizons whereby they are looking into the tax impact of the tax changes: https://www.horizonsetfs.com/news/Press-Release/Horizons-ETFs-Assessing-Impact-of-Proposed-Federal
Good overall plan with the dividends. For my part, I will consider switching to that strategy once I hit retirement in order to reduce the need to drawdown from my principal.
In the meantime, keep making that money! 🤑